Shawn K. Lane, is a Credit Expert Witness. He is an author of "The Consumer's Guide to Credit Restoration" and Co-Founder/Chief Operating Officer of Financial Renovation Solutions, Inc. (FRScredit.com), has been educating consumers about credit since 1992 and has done so on a full time basis since 2013. Shawn spends time daily teaching consumers how to understand credit reporting and credit scoring systems, including the best ways to maximize their credit scores and avoid credit score setbacks. He has extensive experience detecting credit reporting errors. He also has specialized knowledge regarding just how serious credit reporting errors can be and the significant consequences and damages which such errors may potentially have upon a consumer's life. Furthermore he is experienced in educating consumers regarding their rights under the FCRA and FDCPA.

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Shawn is both an educator and an expert with specialized knowledge on a variety of credit related

topics. These topics include, but are not limited to, credit reporting, credit scoring, credit report

evaluation, the Fair Credit Reporting Act (FCRA), the Fair Debt Collections Practices Act (FDCPA), identity

theft, FICO credit scoring, dispute resolution processes, e-OSCAR, and credit damages.